February has brought with it some exciting progress. I’ve started saving a little for upcoming costs, I’ve reduced my debt, and the biggest things – I haven’t added to it!
I started tracking end of August of last year, and by the end of 2014, I was down, but had bigger goals. Here are my past numbers:
August 31, 2014 (start): 100%
September 30, 2014: 87.56% (down 12.44%)
October 31, 2014: 91.76% (up 4.6%)
November 30, 2014: 67.02% (down 24.74%)
December 31, 2014: 79.35% (up 12.33%)
So, I stated that my goal was to reduce my debt by 12%. Did I reach it??
January 31, 2015: 58.29% (down 21.06%)
YES!! I’m very happy that I beat my goal, and one thing you don’t see in this number that I have my balance all on one card now, my Discover card, that carries 0% interest until April.
Other goals that I reached this month financially:
- I saved fully for the hotel room we are renting for a wedding we are attending in April.
- I scheduled transfers to my Barclay’s Savings account, which now provides a 1.00% APR, the highest you will find.
- I did not purchase any unnecessary clothing, or any at all.
- I paid for the ski trip we went on late January in all cash/debit.
What goals have you reached this month?